A Simple Cash-Flow Forecast

What you'll need

• Your typical monthly income and expenses
• Any known upcoming bills or income
• Any AI chat assistant

The steps

1. Gather your typical monthly numbers and anything unusual coming up.
2. Paste the prompt and fill in the brackets.
3. Look at where the forecast dips lowest.
4. Plan around that month, not the average.

Build me a simple 3-month cash-flow forecast.

Current cash on hand: [amount]
Typical monthly income: [amount, or range if it varies]
Typical monthly expenses: [amount]
Known upcoming bills or income (taxes, big purchases, expected payments): [list]

Give me a month-by-month projection, flag the tightest month, and tell me the earliest point I'd need to act if income comes in lower than expected.

Redo this assuming income is 30% lower than typical for the next 3 months. What's the plan?

What you'll get

A 3-month cash-flow picture and an early-warning point — so you can act before things get tight, not after.

If it's not quite right

• Irregular income? Add "Use my lowest month from the past year as the baseline."
• Want it simpler? Add "Just give me the bottom-line cash number for each month."